Home Loans

Home Loans


Home Loan facilitation Services for NRI’s and PIO’s in London

Yes, your dream of owning your home in your country can come true. We completely cherish and support your dream by providing you consultancy Services at every step and help you lay the foundation of your home in your home country.  With competitive interest rates, speedy approvals, customized loans and simple procedures – we ensure you move into your dream home with complete peace of mind.

Benefits:

  1. Attractive interest rates
  2. Doorstep service
  3. Quick approval and disbursal right at your doorstep
  4. Facility of loan sanction prior to property finalization
  5. 5000+ pre-approved projects
  6. Easy monthly repayments under part disbursements
  7. Safe document storage (ISO Certified)
  8. Balance Transfer with reduced interest rates and EMI’s
  9. No pre-payment / foreclosure charges on home loans
  • Loan Value: Loan to value 80%*
  • Repayment Term: Loans up to 20 years*
  • Method of Repayment: Equated Monthly Instalments (EMIs) from NRE/NRO account
  • Loan for Every Need: Home / Residential plot purchase

NRI Documents Checklist:

Application Form

  • Duly filled and signed by all applicants
  • One coloured passport-size photograph of all applicants (signed across)
  • Processing fee cheque

KYC Documents

  • Identity proof (PAN Card along with Passport and Visa / Work Permit)
  • Residence proof (Utility bills like telephone, electricity or water bill / Registered Rent Agreement)

Financial Documents
 – For Salaried Individuals

  • Salary slips (last 3 months) with 6 months’ salary bank statements
  • Form P60/P45 and latest Employment Contract
  • Consumer Credit Check report.

 – For Self-employed professionals

  • Latest 2 years’ ITRs + Computation + Financials
    (Balance Sheet with Profit & Loss account) + Audit Reports (all firms)
  • Bank statement for last 6 months (all active bank accounts)
  • Consumer Credit Check report

Other Related Documents ( As Applicable)

  • Sanction letter / Account statement of running loans and bank statement reflecting loan repayments
  • Bank statement from where payment has been made to the builder (Own Contribution)
  • In case the property is already decided, photocopy of property title documents

Note

  • All documents to be customer self-attested.
  • In case of variable salary, 6 months’ salary slips will be required.